CTOKOFFI.ME
K®
HUMAN INTENT. MACHINE INTELLIGENCE.INITIALIZING / 2026
koffi®
PORTFOLIO — 2026TECHNOLOGY WITH INTENTION.

✳KOFFI KAN MARC-EPHREM — CTO & FORWARD DEPLOYED ENGINEER IN ABIDJAN

Engineeringtomorrow.
[01—∞]

From the field to production.
Purposeful products. Trustworthy AI.

Based in Abidjan, I engineer resilient digital platforms, from software architecture to explainable AI and ML-RAG systems.

CTO · FORWARD DEPLOYED ENGINEER · AI/ML
+HUMAN INTENT
× MACHINE INTELLIGENCE
05° N
04° W
INTERACTIVE OBJECT / DRAG TO ROTATE
SCROLL TO EXPLORE BASED IN ABIDJAN.
GLOBALLY CONNECTED.
DE L’IDÉE
À L’IMPACT
fvundi↗immoplus.STYLE PASSnaturalinkndaya.
2024 — 2026
BUILT. SHIPPED. USED.

Software that thrives
beyond the codebase.

active users across
all deployed platforms

FCFA transacted through
resilient architectures

01 / FORWARD DEPLOYED ENGINEERING

Bridging business operations with robust software engineering. From the initial discovery call to production resilience, I take full ownership of measurable outcomes.

01 / FIELDFOCUS / SCOPING & ERGONOMICS

Understand

Observe real user workflows, interview operational teams, and isolate the root business problem.

LIVRABLE ATTENDUA decisively framed problem.
02 / SELECTED WORK

From ideas.
To reality.

From the very first line of code to products serving thousands of real users.

FVUNDI / INTELLIGENCE EXPLICABLE
fvDECISION INTELLIGENCE
DE LA DONNÉE À LA CONFIANCE

Comprendre.
Puis décider.

MOBILE MONEY → ML → EXPLANATION

ExplainableBY DESIGN
Prédiction ML Attribution SHAP Explication RAG
ILLUSTRATION D’ARCHITECTURE · ML + RAG
FINTECH · ML / RAG01 / 09

Fvundi®

AI for real-world financial inclusion.

An explainable credit scoring engine tailored to emerging economies, decoupling predictions from natural-language explanations.

XGBoostLlamaIndexSHAPFastAPI
05 / AI SAFETY & EXPLAINABILITY ONGOING RESEARCH

Understanding before
trusting.

A high predictive score does not guarantee a faithful explanation. My research investigates explanation faithfulness and constitutional oversight in hybrid ML-RAG architectures.

CONSTITUTIONAL OVERSIGHT
MOBILE MONEY TELEMETRY
01 / ML PREDICTIONXGBOOSTProbability of default
02 / INTERPRETABILITYTREESHAPLocal feature attributions
03 / GROUNDED RAGLLAMAINDEX + CLAUDEAttribution-anchored explanation
04 / CONSTITUTIONAL REFEREE

Audit hallucination, demographic disparity and counterfactual consistency against the financial charter.

FAITHFULNESS ✓NON-DISCRIMINATION ✓RECUBERATION ✓
05 / HUMAN OVERSIGHT

Credit committee with transparent reasoning chain, Shapley attributions, and source telemetry.

OPEN ACCESS RESEARCH02 PREPRINTS / ZENODO
AI SAFETY

Constitutional Oversight of Hybrid ML-RAG Credit Scoring Systems: Scalable Governance for Safe and Fair Financial Inclusion in Emerging Economies

A three-tier oversight framework to enforce faithfulness and fairness in hybrid ML-RAG credit scoring systems: financial constitution, AI referee, and human-in-the-loop audit.

ML-RAGFaithfulnessHuman oversight
DOI / 10.5281/zenodo.19955522Open Access Preprint · v1.0.0
FINANCIAL INTELLIGENCE

Holistic Life Scoring (HLS): A New Paradigm for Inclusive Financial Intelligence in Emerging Economies

A credit scoring paradigm expanding evaluation beyond traditional banking to financial, civic, behavioral, and contextual signals, coupled with explicit consent and bias auditing.

HLSInclusion financièreGouvernance
DOI / 10.5281/zenodo.20247598Conceptual Preprint · Empirical validation in progress
04 / THE PERSON BEHIND THE CODEABIDJAN → EVERYWHERE

A product vision.
An engineering mindset.
Unbounded curiosity.

KME.↗

I am Koffi Kan Marc-Ephrem, CTO, Forward Deployed Engineer and technology leader based in Abidjan. I bridge business imperatives with software craftsmanship, distributed systems, and applied AI.

My North Star: start from human friction, engineer with uncompromising rigor, and keep human agency at the center of every decision.

Let's connect
CAREER PATHROLE / ORGANIZATION / PERIOD

Financial AI, explainable credit scoring, and ML-RAG governance systems.

EDUCATION & LEADERSHIP
2021 — 2026

HEC Abidjan

MSc in Information Systems & AI
Artificial Intelligence & Deep Learning

Bachelor: Highest Honors · 17/20
MSc Thesis in progress
2025 — 2026

Aspire Leaders Program

Aspire Institute
Engineering Lead

Leading an international cohort of 5 engineers
TOOLBOX & MINDSET

Depth.
Across every layer.

Master the macro architecture. Perfect the micro details that make systems resilient.

/01

Artificial Intelligence

PythonXGBoostPyTorchLlamaIndexRAGClaude / CohereSHAPQdrant / pgvector
/02

Product & Engineering

Solutions engineeringIntégration métierNestJSNext.jsFlutterSwiftPostgreSQLRedisREST APIMicroservices
/03

Infrastructure & Web3

AWS / GCPDockerGitHub ActionsMLflowSolanaVeChainNFC / IoTDrift detection
/04

AI Safety & Research

Constitutional AIScalable OversightExplanation FaithfulnessFairness AuditingHuman-in-the-LoopInterprétabilité
06 / FIELD NOTES & WRITING

Engineering essays, product philosophies, and research inquiries.

07 / NEXT CHAPTER PRODUCT · RESEARCH · COLLABORATION